Home Contents "Helping YOU achieve financial success"

About Us
 

 

Online Banking
Deposit Products
Loan Products
About Us
Other Services
Locations and Hours
Disclosures
Contact Us

Citizens State Bank was chartered by the State of Texas in 1908 and has been operating in Jackson County since the day it opened.  Today it is the only independent bank left in the county and has every intention of remaining that way.  Independence means that banking policies and decisions are made by local management and overseen by a board of directors composed of several local people.  We have a "Main Street" not a "Wall Street" approach to banking and customer service.

The bank's primary mission is to serve the banking needs of all residents of Jackson County in a professional and courteous manner.  We never forget that we are here to serve our customers who are also our friends and neighbors.  Even in today's world of technology our focus will be on the individual customer and we want to visit with them both inside and outside the bank.

The original office of Citizens State Bank is in Ganado and a branch office is in Edna, making the bank convenient and accessible to all citizens of the county.  Both locations offer a friendly and capable staff that has allowed the bank to earn a major share of the local banking market.  Our customers choose our bank because they know that they will never be just an account number to us.  We do things because they are the right things to do for our customers and for Jackson County, not because some out of town home office tells us to do them.

Board of Directors

Gerald M. Boyd, DVM Veterinarian
Gary F. Cox, MD Physician
Helen V. Klekar Klekar Building Products
Gary W. Olson Attorney
Maxine Price Lavaca/Navidad River Auth.
Gary Skalicky Rice Farmer
J. Randy Staff, CPA Accountant
Jack Willeford Retired
Raymond Young Ganado Telephone Co.

YK Communications

                                

Officers

Name Title Email
Bowen J. Malek Senior Vice President Bowen@csbjc.com
Veronica Webernick Vice President Veronica@csbjc.com
Michael Braden Vice President/Cashier Michael@csbjc.com
Brian Cunningham Asst. Vice President Brian@csbjc.com
Arlette Nava Asst. Vice President Arlette@csbjc.com

  

                         

                                   

                                    Member FDIC  | Equal Housing Lender                 

Website design by  Norman Hurt
Copyright © 2007 Citizens State Bank